Oregon Legal Resource Navigator
Financial assistance in Oregon
Find support. Prepare the application. Follow the provider’s steps.
Student aid, business funding and help with household costs
114 source-linked application guides, with shared programs and county filters for all 36 Oregon counties. School-specific aid and regional programs have their own eligibility limits.
Each guide explains who can apply, what to prepare, the application route, timing and follow-up. Applications go directly to the responsible provider. Grants, loans, benefits, scholarships and referrals are labeled separately.
A source review does not guarantee an open application, available money or an award. Closed rounds are hidden unless you choose to include them. Check the award year and current publisher notice before applying.
Jackson County: 83 matching application guides
Shared programs appear alongside matching local or regional routes. A county selection does not determine eligibility.
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Capital Access Program: participating-lender business loans
Business Oregon · Shared Oregon or institution-specific route
A state-supported loan-loss reserve helps participating lenders finance business startup and expansion.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Rates, repayment terms and enrollment fees are determined by the lender.
Start here: Choose a bank or credit union on the enrolled-lender list.
1. Is this for me?
For-profit or nonprofit business purposes through an enrolled lender; housing, passive real estate and certain refinancing uses excluded.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Choose a bank or credit union on the enrolled-lender list.
- Ask it about a CAP-supported loan or credit line and applicable fees.
- Complete the lender’s application and borrower representations.
- The lender decides credit terms and handles program enrollment.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
This is repayable credit with a reserve mechanism, not a business grant.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Business Oregon : Capital Access Program : Capital Access Program (CAP) : State of Oregon
Captured evidence SHA-256: 0a958822a09370b07bfc28b1cb638976e443d3b5272777a90eaa11befd6341cd
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Credit Enhancement Fund: lender loan insurance
Business Oregon · Shared Oregon or institution-specific route
Loan insurance helps participating lenders make business loans that otherwise may not qualify.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Guarantee supports a lender loan; it does not pay money directly to the borrower.
Start here: Apply to an enrolled bank or credit union for business financing.
1. Is this for me?
Eligible business activity financed through an enrolled lender; personal expenses, residential housing and passive investment are excluded.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Apply to an enrolled bank or credit union for business financing.
- Ask the lender whether CEF insurance could address the financing gap.
- Provide the lender’s requested documentation.
- The lender discusses the request with Business Oregon and submits the insurance application.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
The borrower still owes the loan. Businesses cannot directly submit the state insurance application.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Business Oregon : Credit Enhancement Fund : Credit Enhancement Fund (CEF) : State of Oregon
Captured evidence SHA-256: 92cb217c901c893137acf14361b2309fffceefb8b4ebe4fa9fcca9b883f27ef5
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Entrepreneurial Development Loan Fund: startup and small-business loans
Business Oregon · Shared Oregon or institution-specific route
Direct state loans for establishing or expanding startups, microenterprises and small businesses.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Repayable financing; ask about current rate, collateral, equity and lifetime borrowing limit.
Start here: Contact an EDLF Certified Entity, such as your local SBDC, then a Business Oregon Business Finance Officer. Use the program page's Program Information and Application link to prepare the loan request with your counselor.
1. Is this for me?
Must meet a published revenue, employee-count or disability-ownership criterion; repayment capacity, collateral, equity and certified counseling also apply.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Submit the completed application, attachments, signatures and reviewed business plan to your SBDC or other Certified Entity counselor as directed on the current program page. Coordinate the final Business Oregon submission with the counselor and Business Finance Officer; the linked application also describes submission to Business Oregon.
- First contact an SBDC or another EDLF Certified Entity for counseling.
- Discuss eligibility and the project with a Business Finance Officer.
- Prepare the application and business plan with your counselor.
- Submit the package through the SBDC or Certified Entity as directed.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
No application fee or fee for working with an SBDC or Certified Entity; third-party fees may apply. This is a loan that must be repaid with interest. Obtain the written repayment and collateral terms before accepting it.
5. What happens after I submit?
Work with your counselor on any missing attachments or business-plan changes. Discuss collateral, owner equity and repayment capacity with the Business Finance Officer. Continue using counseling as the application instructs.
6. What if something goes wrong?
If the counselor and application give different submission instructions, resolve the destination with the Business Finance Officer before sending financial records. Ask that officer about incomplete materials or eligibility concerns; the reviewed sources do not establish a denial appeal procedure.
Language, disability and offline help
Use Business Oregon's Contact Us or Staff Directory links to locate the appropriate officer. The agency's main number is 503-986-0123. Your SBDC or Certified Entity counselor helps prepare the package.
Not a grant. Published revenue and employee limits must be checked in the current application.
Sources for the added submission and follow-up details
Reviewed 2026-10-11. Read current publisher instructions before acting.
Business Oregon Entrepreneurial Development Loan Fund
Retained evidence SHA-256: 6ba8fc5ca0e1681de8b408ead355815fee098cd42c8febcef0caa1b1ec7bcb56
EDLF Program Information and Application linked by Business Oregon
Retained evidence SHA-256: 7fbf84b1a660fa5064f0718d8e5cf6bd375cace46556aa8901b8326456eee1be
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Captured evidence SHA-256: cf726c4ca02f012203dc801bc8bd35d6f7f11e51b85f56e8f4afbf00fdf2f085
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Oregon Business Development Fund: gap financing
Business Oregon · Shared Oregon or institution-specific route
State gap financing paired with another financial partner for business property, equipment and permanent working capital.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Amount and terms depend on the program and application; confirm with the provider.
Start here: Contact a Business Finance Officer to check industry and project fit.
1. Is this for me?
Generally traded-sector manufacturing, production, processing or distribution businesses creating or retaining jobs. Collateral, repayment ability and partner financing required.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Contact a Business Finance Officer to check industry and project fit.
- Arrange the required commitment from a private financial partner or economic development organization.
- Complete the published application and supporting financial information.
- Coordinate submission with the Business Finance Officer.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
Not a grant; typical retail and local-service businesses may not fit the traded-sector requirement.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Captured evidence SHA-256: e13f2f28598ac623249ba3f7484406b9c0dcf61a2653a2b7b87ebe9bce9764f7
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Oregon Export Promotion: approved export-activity reimbursement
Business Oregon · Shared Oregon or institution-specific route
Targeted reimbursement for approved export activities; the 2026–2027 notice prioritizes agency-approved events and waitlists other trade shows.
Confirm current availability: Limited 2026–2027 funds; individual company trips are not approved and ad-hoc trade shows may be waitlisted.
How to apply: start, prepare, submit and follow up
Amount or support
Current notice caps approved grants at $7,500; activity-specific reimbursements and limits apply.
Start here: Contact a Business Oregon Global Trade Specialist about an agency-approved 2026-2027 export event before booking. Other individual-company trade-show requests are waitlisted. Ask which application lead time applies: the page states both 30 and 60 days.
1. Is this for me?
Oregon-headquartered export-ready small businesses with at least one year in business and sufficient Oregon employment; additional activity rules apply.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Use Click Here to Apply for Export Grant on Business Oregon's program page. Create an Export Application Portal account, complete the online application and attach the required certifications and survey. Business Oregon's Global Trade Team reviews it.
- Check the current event list with a Global Trade Specialist before booking.
- Create an account through the Export Grant application link and submit certifications.
- Obtain a signed grant agreement before starting covered activity.
- Submit eligible expenses, receipts and required reports within the agreement’s deadline.
Timing: The current publisher page states both 30-day and 60-day advance application lead times. Confirm the applicable lead time with a Global Trade Specialist before booking or spending. Agency-approved 2026-2027 events are prioritized; other individual-company trade shows are waitlisted.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
If accepted, review the emailed grant packet and return the signed agreement before activity starts. Afterward submit Exhibit A, Exhibit B and receipts/proof of payment within 30 days of the event's final date in the agreement. Funding is reimbursement for approved expenses; retroactive activities are excluded.
6. What if something goes wrong?
Resolve timing, expense eligibility or missing-document questions with the Global Trade Team before spending. The program coordinator is Emma Weber, emma.weber@biz.oregon.gov, 971-719-3606. An application or waitlist entry does not guarantee an award.
Language, disability and offline help
Use the program page's Global Trade Specialist contacts by industry for counseling and application questions.
Reimbursement requires prior approval. Conflicting timing text must be resolved with staff; no retroactive coverage.
Sources for the added submission and follow-up details
Reviewed 2026-10-11. Read current publisher instructions before acting.
Business Oregon Export Promotion Program, 2026-2027 notice and application instructions
Retained evidence SHA-256: 26fd77b721b0628b172dcf2ad2566aa131c4a8ec2763663cd1d37e1011641e72
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Business Oregon : Oregon's Export Promotion Program : Export Promotion Program : State of Oregon
Captured evidence SHA-256: d47e5a64789e2c4962e5b10a67f392ecb44624c3fb670275da81adc020905ac3
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Oregon Royalty Loan Program: growth-company financing
Business Oregon · Shared Oregon or institution-specific route
Repayable growth financing for traded-sector companies that do not yet qualify for conventional financing.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Repayment may use a percentage of revenue and a return multiple; review the complete proposed obligation.
Start here: Read the Royalty and Angel Loan terms on the program page.
1. Is this for me?
Recurring sales, rapid-growth potential, margins, job creation/retention and outside equity match are evaluated; collateral or founder guarantees may apply.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Read the Royalty and Angel Loan terms on the program page.
- Send the intake form to discuss fit with Business Oregon.
- Request a secure submission portal from a Business Finance Officer.
- Complete and submit the application and certifications as directed.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
Not a grant. Revenue-based repayment can exceed original principal; obtain the actual written terms.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Business Oregon : Oregon Royalty Fund (ORF) : Oregon Royalty Fund (ORF) : State of Oregon
Captured evidence SHA-256: 9485f67a0af341eece28db5e675f84076e0efb68e2696498c59a5046e549054c
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Oregon SBIR/STTR application-support grants
Business Oregon · Shared Oregon or institution-specific route
Support for preparing competitive federal technology-research proposals.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Up to $5,000 in eligible application-preparation costs.
Start here: Identify a suitable active federal solicitation.
1. Is this for me?
Oregon for-profit small businesses preparing an eligible federal proposal.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Identify a suitable active federal solicitation.
- Read the state Application Support Guidelines; NSF applicants need a full-proposal invitation.
- Complete the application and email the required package as directed.
Timing: Confirm state intake and the separate federal solicitation deadline.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
State support does not award or guarantee the federal research grant.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Captured evidence SHA-256: deb4f1fa737e387e3cd14cf82811d960d8bab3eb5be8144bd8c7974613ee2851
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CCD revolving loans: southwest Oregon businesses
CCD Business Development Corporation · Coos, Curry, Douglas, Jackson, Josephine counties
Loans supporting new or expanding businesses and projects that create or save jobs.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Published RLF range $25,000–$250,000 and up to 75% of project cost; confirm current terms.
Start here: Contact the Roseburg or Coos Bay office through the program page.
1. Is this for me?
Coos, Curry, Douglas, Jackson and Josephine counties; qualifying legal entities, ownership status and sufficient collateral required.
Service area: Coos, Curry, Douglas, Jackson, Josephine counties
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Contact the Roseburg or Coos Bay office through the program page.
- Confirm the project’s county, proposed use and borrower eligibility.
- Obtain and complete the loan application with requested supporting records.
- Review underwriting conditions, owner funds, interest and repayment before signing.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
Loan, not grant; listed counties do not remove project or collateral restrictions.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Revolving Loan Fund Program - CCD Business
Captured evidence SHA-256: 2bb0139478f470c0857026c404dafa315b16327c776809c8425fe556df8b37ab
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COIC business loans: Central Oregon and specified rural counties
Central Oregon Intergovernmental Council · Crook, Deschutes, Jefferson, Klamath, Malheur, Hood River, Sherman, Wasco, Lane, Douglas, Coos, Curry, Josephine, Jackson counties
Alternative business loans for property, equipment or working capital with job creation or retention.
Publisher reports applications open: Publisher says loan funds available now; particular-fund and borrower eligibility remain subject to review.
How to apply: start, prepare, submit and follow up
Amount or support
Amount and terms depend on the program and application; confirm with the provider.
Start here: Start with your bank; contact COIC if it cannot provide the needed financing.
1. Is this for me?
EDA fund covers Crook, Deschutes and Jefferson; IRP covers those plus listed additional counties. Fund, rural location and project rules must be confirmed.
Service area: Crook, Deschutes, Jefferson, Klamath, Malheur, Hood River, Sherman, Wasco, Lane, Douglas, Coos, Curry, Josephine, Jackson counties
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Start with your bank; contact COIC if it cannot provide the needed financing.
- Ask the loan officer which fund covers your exact project address.
- Use the Initial Inquiry and Loan Checklist guidance.
- Submit the requested complete package and discuss collateral and owner funds.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
Not a grant. Only specified funds serve the additional counties; evidence is a publisher web-tool extraction after direct HTML returned 403.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Captured evidence SHA-256: f5a1dcc511a7d802c772e7ac8cfee32fc67a8a927de9c4f012a2e71301848e62
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Craft3: business and nonprofit financing across Oregon
Craft3 · Shared Oregon or institution-specific route
Community lender for Oregon and Washington businesses and nonprofits, including borrowers overlooked by conventional finance.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Amount and terms depend on the program and application; confirm with the provider.
Start here: Prepare the plan and projections described on Get Started.
1. Is this for me?
Startups and established organizations with a viable financing request; certain startup sectors, soft-cost-heavy projects and active collections can be difficult to fund.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Prepare the plan and projections described on Get Started.
- Complete the loan inquiry/intake form.
- Discuss uses, collateral and business plan with a lender if contacted.
- If invited, complete the full application and review proposed terms before closing.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
An inquiry is not a loan approval; repayment, fees and underwriting apply.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
General Business Loans: For Startup or Expansion | Craft3
Captured evidence SHA-256: 6cadccce19cb955d790fb1e562f6fc4d147055516d351b29eb27e15514053217
Get Started with a Business Loan | Craft3
Captured evidence SHA-256: 97f8895b1ef8757492cb9a2c9846095f1c7a46b91bb60523731ec16863238bc6
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MESO: startup, established-business and property loan inquiries
Micro Enterprise Services of Oregon · Shared Oregon or institution-specific route
Community business financing with English and Spanish inquiry routes.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Amount and terms depend on the program and application; confirm with the provider.
Start here: Open MESO Lending and choose Loan Inquiry in English or Spanish.
1. Is this for me?
Loan-product and service-area eligibility must be confirmed with MESO; business development and IDA enrollment have separate rules.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Open MESO Lending and choose Loan Inquiry in English or Spanish.
- Describe the business, location, intended spending and requested amount.
- Ask MESO to confirm product eligibility, service area and required financial records.
- Complete the loan package and review written rates, fees and repayment terms.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
Loans must be repaid. Oregon eligibility stated for Credit 101 does not establish that every term-loan product serves every Oregon address.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Micro Enterprise Services of Oregon | Lending Options
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Oregon IDAs: matched savings for starting or growing a business
Oregon IDA Initiative / Neighborhood Partnerships · Shared Oregon or institution-specific route
Provider-administered savings accounts can match eligible savers’ money toward an approved microenterprise goal.
Confirm current availability: Some providers are not accepting applicants or have waitlists.
How to apply: start, prepare, submit and follow up
Amount or support
Match amount and savings goal are set through the provider’s program.
Start here: Check the Initiative’s eligibility guidance.
1. Is this for me?
Oregon resident meeting age, household income and net-worth rules; provider requirements, savings plan and financial education apply.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Check the Initiative’s eligibility guidance.
- Use its provider Search Tool and select the business savings goal and your area.
- Ask the provider about new applications, waitlists and its document checklist.
- If accepted, complete the savings plan, education and approved purchase process.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
Requires your own savings over time; not immediate emergency cash or an unrestricted business grant.
Open full guide and printable checklist
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
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Frequently Asked Questions (FAQs)
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Financial-assistance navigation across all 36 counties
Shared statewide programs appear in each county filter. Local intake routes identify regional providers; they do not establish open funding in every county. School and business eligibility may depend on the institution, project or exact location.
- Baker County
- Benton County
- Clackamas County
- Clatsop County
- Columbia County
- Coos County
- Crook County
- Curry County
- Deschutes County
- Douglas County
- Gilliam County
- Grant County
- Harney County
- Hood River County
- Jackson County
- Jefferson County
- Josephine County
- Klamath County
- Lake County
- Lane County
- Lincoln County
- Linn County
- Malheur County
- Marion County
- Morrow County
- Multnomah County
- Polk County
- Sherman County
- Tillamook County
- Umatilla County
- Union County
- Wallowa County
- Wasco County
- Washington County
- Wheeler County
- Yamhill County