COIC business loans: Central Oregon and specified rural counties

Business disputes · Crook, Deschutes, Jefferson, Klamath, Malheur, Hood River, Sherman, Wasco, Lane, Douglas, Coos, Curry, Josephine, Jackson counties; program and project limits apply · source_profile_reviewed · reviewed 2026-10-11

Publisher: Program/provider publisher. Secondary guidance or provider directory; check governing official sources.

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COIC business loans: Central Oregon and specified rural counties: how to apply

Application guidance reviewed 2026-10-11. Publisher says loan funds available now; particular-fund and borrower eligibility remain subject to review.

Start here: Start with your bank; contact COIC if it cannot provide the needed financing.

How to apply: full steps and checklist

1. Is this for me?

EDA fund covers Crook, Deschutes and Jefferson; IRP covers those plus listed additional counties. Fund, rural location and project rules must be confirmed.

Service area: Crook, Deschutes, Jefferson, Klamath, Malheur, Hood River, Sherman, Wasco, Lane, Douglas, Coos, Curry, Josephine, Jackson counties

2. What should I prepare?

Business history or startup plan and owner resumes
Business/personal financial statements and tax returns
Cash-flow projections and entity documents

Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.

3. Where and how do I submit?

Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.

Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.

Provider application or intake instructions ↗

4. What will it cost?

Details to confirm with the provider

A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.

5. What happens after I submit?

Details to confirm with the provider

Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.

6. What if something goes wrong?

Details to confirm with the provider

Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.

Language, disability and offline help

Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.

Not a grant. Only specified funds serve the additional counties; evidence is a publisher web-tool extraction after direct HTML returned 403.

Application steps, documents and printable checklist

Not a grant. Only specified funds serve the additional counties; evidence is a publisher web-tool extraction after direct HTML returned 403.

Source profile

What this source covers Alternative business loans for property, equipment or working capital with job creation or retention. How to use it Funding type: Loan - repayment required Who can apply: EDA fund covers Crook, Deschutes and Jefferson; IRP covers those plus listed additional counties. Fund, rural location and project rules must be confirmed. Support: Amount and terms depend on the program and application; confirm with the provider. Availability: Publisher says loan funds available now; particular-fund and borrower eligibility remain subject to review. Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds. Prepare: Business history or startup plan and owner resumes; Business/personal financial statements and tax returns; Cash-flow projections and entity documents Application steps: 1. Start with your bank; contact COIC if it cannot provide the needed financing. 2. Ask the loan officer which fund covers your exact project address. 3. Use the Initial Inquiry and Loan Checklist guidance. 4. Submit the requested complete package and discuss collateral and owner funds. Provider application route: https://www.coic.org/loans/ Limits and questions to verify Not a grant. Only specified funds serve the additional counties; evidence is a publisher web-tool extraction after direct HTML returned 403.

Source and review details

Application-navigation guidance reviewed 2026-10-11 against retained publisher evidence. Original HTML/PDF captures and web-tool extracts are distinguished by evidence type. Source review does not decide eligibility or establish an open application, available funding, an award or a legally verified deadline.

Business Loans | COIC

Publisher source

Location: Program eligibility, application preparation, submission route, timing and current-round limits; Crook, Deschutes, Jefferson, Klamath, Malheur, Hood River, Sherman, Wasco, Lane, Douglas, Coos, Curry, Josephine, Jackson County; discovered from https://www.coic.org/loans/.

Evidence type: publisher web tool extract.

Retained evidence SHA-256: f5a1dcc511a7d802c772e7ac8cfee32fc67a8a927de9c4f012a2e71301848e62.

This review describes the publisher's resource. It is not a legal opinion, a finding of eligibility or a verified legal deadline.