Prepare an individual Chapter 7 filing with eSR
Resources, agencies and counties · resources
What this source covers
Review Oregon’s electronic self-representation tool and the additional steps needed to start an individual Chapter 7 case.
How to use it
Who this route is for: Eligible individuals, including spouses filing jointly, with the required Oregon venue connection. eSR is not for businesses, attorneys or paid petition preparers.
Prepare: Creditor names, addresses and balances; Property, income, tax and bank records; Approved credit-counseling certificate or applicable LBF 100.3 request; Fee payment or installment/waiver application; Required signed forms and confirmation records
How to proceed:
1. Consult an experienced bankruptcy lawyer about consequences, exemptions, venue and chapter choice before filing.
2. Complete approved pre-filing credit counseling and collect the financial records listed by the court.
3. Create an eSR profile, answer the property, income and debt questions accurately and review the package.
4. Submit the credit-counseling certificate or permitted request with the petition and follow the fee instructions immediately.
5. Keep court confirmation and follow all subsequent notices and trustee requirements.
Timing and notices: The court requires credit counseling within 180 days before filing unless an applicable exception is granted. eSR allows up to 45 days to prepare the package.
Review Oregon Chapter 7 eSR requirements: https://www.orb.uscourts.gov/electronic-self-representation-esr-bankruptcy-petition-preparation-system-chapter-7-only
Limits and questions to verify
The court says an automatic stay is not in effect until it issues a bankruptcy case number. Bankruptcy has lasting consequences; preparation in this navigator does not file a case.
Procedure-navigation guidance reviewed 2026-10-11 against retained primary publishe
Source: Electronic Self-Representation (eSR) Bankruptcy Petition Preparation System - Chapter 7 Only | District of Oregon | United States Bankruptcy Court · https://www.orb.uscourts.gov/electronic-self-representation-esr-bankruptcy-petition-preparation-system-chapter-7-only
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Source location: Procedure applicability, preparation, next steps, timing and limitations; statewide source; discovered from https://www.orb.uscourts.gov/electronic-self-representation-esr-bankruptcy-petition-preparation-system-chapter-7-only
Source checked: 2026-10-11 (access date, not legal effective date)
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What this source covers
Review Oregon’s electronic self-representation tool and the additional steps needed to start an individual Chapter 7 case.
How to use it
Who this route is for: Eligible individuals, including spouses filing jointly, with the required Oregon venue connection. eSR is not for businesses, attorneys or paid petition preparers.
Prepare: Creditor names, addresses and balances; Property, income, tax and bank records; Approved credit-counseling certificate or applicable LBF 100.3 request; Fee payment or installment/waiver application; Required signed forms and confirmation records
How to proceed:
1. Consult an experienced bankruptcy lawyer about consequences, exemptions, venue and chapter choice before filing.
2. Complete approved pre-filing credit counseling and collect the financial records listed by the court.
3. Create an eSR profile, answer the property, income and debt questions accurately and review the package.
4. Submit the credit-counseling certificate or permitted request with the petition and follow the fee instructions immediately.
5. Keep court confirmation and follow all subsequent notices and trustee requirements.
Timing and notices: The court requires credit counseling within 180 days before filing unless an applicable exception is granted. eSR allows up to 45 days to prepare the package.
Review Oregon Chapter 7 eSR requirements: https://www.orb.uscourts.gov/electronic-self-representation-esr-bankruptcy-petition-preparation-system-chapter-7-only
Limits and questions to verify
The court says an automatic stay is not in effect until it issues a bankruptcy case number. Bankruptcy has lasting consequences; preparation in this navigator does not file a case.
Procedure-navigation guidance reviewed 2026-10-11 against retained primary publisher evidence. Captured HTML/PDF and labeled web-tool extracts retain their own evidence types and hashes. Source review does not validate legal currentness, personal deadlines, eligibility, service availability or a complete filing packet.
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