COIC business loans: Central Oregon and specified rural counties
Resources, agencies and counties · resources
What this source covers
Alternative business loans for property, equipment or working capital with job creation or retention.
How to use it
Funding type: Loan - repayment required
Who can apply: EDA fund covers Crook, Deschutes and Jefferson; IRP covers those plus listed additional counties. Fund, rural location and project rules must be confirmed.
Support: Amount and terms depend on the program and application; confirm with the provider.
Availability: Publisher says loan funds available now; particular-fund and borrower eligibility remain subject to review.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
Prepare: Business history or startup plan and owner resumes; Business/personal financial statements and tax returns; Cash-flow projections and entity documents
Application steps:
1. Start with your bank; contact COIC if it cannot provide the needed financing.
2. Ask the loan officer which fund covers your exact project address.
3. Use the Initial Inquiry and Loan Checklist guidance.
4. Submit the requested complete package and discuss collateral and owner funds.
Provider application route: https://www.coic.org/loans/
Limits and questions to verify
Not a grant. Only specified funds serve the additional counties; evidence is a publisher web-tool extraction after direct HTML returned 403.
Application-navigation guidance reviewed 2026-10-11 against retained publisher evidence. Original HTML/PDF captures and web-tool extracts are distinguished by evidence type. Source review does not decide eligibility or establish an open application, available funding, an award or a legally verified deadline.
Source: Business Loans | COIC · https://www.coic.org/loans/
Stored review status: source_profile_reviewed. A text match is a research starting point; applicability is not established.
Authority boundary: publisher navigation profile not verified legal applicability or program eligibility.
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Record provenance
Stable record: resource_directory:resources:1652
Source file: data/source-evidence/2026-10-11/financial-assistance/f5a1dcc511a7d802c772e7ac8cfee32fc67a8a927de9c4f012a2e71301848e62.txt
Pages: Not recorded – Not recorded
Passage SHA-256: c276b9dba2338ce2e51a7239af95bfc4ca2a6738147785d21ceace61891b254a
Retained source evidence SHA-256: f5a1dcc511a7d802c772e7ac8cfee32fc67a8a927de9c4f012a2e71301848e62
Source location: Program eligibility, application preparation, submission route, timing and current-round limits; Crook, Deschutes, Jefferson, Klamath, Malheur, Hood River, Sherman, Wasco, Lane, Douglas, Coos, Curry, Josephine, Jackson County; discovered from https://www.coic.org/loans/
Source checked: 2026-10-11 (access date, not legal effective date)
Stored source content
What this source covers
Alternative business loans for property, equipment or working capital with job creation or retention.
How to use it
Funding type: Loan - repayment required
Who can apply: EDA fund covers Crook, Deschutes and Jefferson; IRP covers those plus listed additional counties. Fund, rural location and project rules must be confirmed.
Support: Amount and terms depend on the program and application; confirm with the provider.
Availability: Publisher says loan funds available now; particular-fund and borrower eligibility remain subject to review.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
Prepare: Business history or startup plan and owner resumes; Business/personal financial statements and tax returns; Cash-flow projections and entity documents
Application steps:
1. Start with your bank; contact COIC if it cannot provide the needed financing.
2. Ask the loan officer which fund covers your exact project address.
3. Use the Initial Inquiry and Loan Checklist guidance.
4. Submit the requested complete package and discuss collateral and owner funds.
Provider application route: https://www.coic.org/loans/
Limits and questions to verify
Not a grant. Only specified funds serve the additional counties; evidence is a publisher web-tool extraction after direct HTML returned 403.
Application-navigation guidance reviewed 2026-10-11 against retained publisher evidence. Original HTML/PDF captures and web-tool extracts are distinguished by evidence type. Source review does not decide eligibility or establish an open application, available funding, an award or a legally verified deadline.
Cross-references
Connections may be documented source relationships, shared citations or nearby passages. Each explains its basis; a connection alone does not establish applicability to your situation.
No explicit source connection was found. This does not mean there are no relevant authorities.