SBA 504: fixed-asset financing through a CDC
Resources, agencies and counties · resources
What this source covers
Long-term financing for eligible major fixed assets supporting business growth and jobs.
How to use it
Funding type: Loan - repayment required
Who can apply: Eligible operating for-profit U.S. small business with a feasible plan and repayment capacity. Passive, speculative and nonprofit activity excluded.
Support: Amount and terms depend on the program and application; confirm with the provider.
Availability: Confirm current funding, eligibility and application requirements with the provider.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
Prepare: Business plan and financial information requested by the Certified Development Company; Project and asset information required by the CDC
Application steps:
1. Use the SBA Find a CDC link to locate an authorized Certified Development Company.
2. Discuss the property or equipment project and eligibility.
3. Provide the CDC’s current application package and supporting records.
4. Work with the CDC and senior lender to complete financing.
Provider application route: https://www.sba.gov/loans/504-loans/
Limits and questions to verify
Cannot generally fund working capital or inventory; borrower must repay. CDC and lender determine complete requirements.
Application-navigation guidance reviewed 2026-10-11 against retained publisher evidence. Original HTML/PDF captures and web-tool extracts are distinguished by evidence type. Source review does not decide eligibility or establish an open application, available funding, an award or a legally verified deadline.
Source: 504 loans - Small Business Administration · https://www.sba.gov/loans/504-loans/
Stored review status: source_profile_reviewed. A text match is a research starting point; applicability is not established.
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Authority boundary: publisher navigation profile not verified legal applicability or program eligibility.
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Record provenance
Stable record: resource_directory:resources:1637
Source file: data/source-evidence/2026-10-11/financial-assistance/e6662040e9b82626e2b61002870f8562c82d51150827fd31340f6a400663593e.html
Pages: Not recorded – Not recorded
Passage SHA-256: ef8cdc916eb529e89c44ac6aa94dd1bd47b4a8e726d96c012d86d2da5b37dbd8
Retained source evidence SHA-256: e6662040e9b82626e2b61002870f8562c82d51150827fd31340f6a400663593e
Source location: Program eligibility, application preparation, submission route, timing and current-round limits; statewide source; discovered from https://www.sba.gov/loans/504-loans/
Source checked: 2026-10-11 (access date, not legal effective date)
Stored source content
What this source covers
Long-term financing for eligible major fixed assets supporting business growth and jobs.
How to use it
Funding type: Loan - repayment required
Who can apply: Eligible operating for-profit U.S. small business with a feasible plan and repayment capacity. Passive, speculative and nonprofit activity excluded.
Support: Amount and terms depend on the program and application; confirm with the provider.
Availability: Confirm current funding, eligibility and application requirements with the provider.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
Prepare: Business plan and financial information requested by the Certified Development Company; Project and asset information required by the CDC
Application steps:
1. Use the SBA Find a CDC link to locate an authorized Certified Development Company.
2. Discuss the property or equipment project and eligibility.
3. Provide the CDC’s current application package and supporting records.
4. Work with the CDC and senior lender to complete financing.
Provider application route: https://www.sba.gov/loans/504-loans/
Limits and questions to verify
Cannot generally fund working capital or inventory; borrower must repay. CDC and lender determine complete requirements.
Application-navigation guidance reviewed 2026-10-11 against retained publisher evidence. Original HTML/PDF captures and web-tool extracts are distinguished by evidence type. Source review does not decide eligibility or establish an open application, available funding, an award or a legally verified deadline.
Cross-references
Connections may be documented source relationships, shared citations or nearby passages. Each explains its basis; a connection alone does not establish applicability to your situation.
No explicit source connection was found. This does not mean there are no relevant authorities.