Oregon Legal Resource Navigator
Financial assistance in Oregon
Find support. Prepare the application. Follow the provider’s steps.
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Capital Access Program: participating-lender business loans
Business Oregon · Shared Oregon or institution-specific route
A state-supported loan-loss reserve helps participating lenders finance business startup and expansion.
Confirm current availability: Confirm current funding, eligibility and application requirements with the provider.
How to apply: start, prepare, submit and follow up
Amount or support
Rates, repayment terms and enrollment fees are determined by the lender.
Start here: Choose a bank or credit union on the enrolled-lender list.
1. Is this for me?
For-profit or nonprofit business purposes through an enrolled lender; housing, passive real estate and certain refinancing uses excluded.
Service area: Oregon; confirm program-specific location and institution requirements.
2. What should I prepare?
Some documents may be conditional. Ask about alternatives. Checkmarks are temporary and are not saved or sent.
3. Where and how do I submit?
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
- Choose a bank or credit union on the enrolled-lender list.
- Ask it about a CAP-supported loan or credit line and applicable fees.
- Complete the lender’s application and borrower representations.
- The lender decides credit terms and handles program enrollment.
Timing: No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.
4. What will it cost?
Details to confirm with the provider
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.
5. What happens after I submit?
Details to confirm with the provider
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.
6. What if something goes wrong?
Details to confirm with the provider
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.
Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.
This is repayable credit with a reserve mechanism, not a business grant.
Sources and review date
Application guidance reviewed 2026-10-11. Check the current publisher instructions before applying.
Business Oregon : Capital Access Program : Capital Access Program (CAP) : State of Oregon
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