COIC business loans: Central Oregon and specified rural counties
Oregon application preparation guide
Source review: 2026-10-11

Funding type: Loan  -  repayment required
Service area: Crook, Deschutes, Jefferson, Klamath, Malheur, Hood River, Sherman, Wasco, Lane, Douglas, Coos, Curry, Josephine, Jackson counties
Alternative business loans for property, equipment or working capital with job creation or retention.

Who can apply
EDA fund covers Crook, Deschutes and Jefferson; IRP covers those plus listed additional counties. Fund, rural location and project rules must be confirmed.

Amount or support
Amount and terms depend on the program and application; confirm with the provider.

Availability
Publisher says loan funds available now; particular-fund and borrower eligibility remain subject to review.

Deadline or timing
No fixed deadline stated in reviewed guidance; ask the provider about current intake and funds.

Prepare (the provider may request other or alternative documents)
[ ] Business history or startup plan and owner resumes
[ ] Business/personal financial statements and tax returns
[ ] Cash-flow projections and entity documents

How to apply
1. Start with your bank; contact COIC if it cannot provide the needed financing.
2. Ask the loan officer which fund covers your exact project address.
3. Use the Initial Inquiry and Loan Checklist guidance.
4. Submit the requested complete package and discuss collateral and owner funds.

Official application or contact route: https://www.coic.org/loans/
Keep a copy or confirmation number and check provider messages for next steps.

Limits: Not a grant. Only specified funds serve the additional counties; evidence is a publisher web-tool extraction after direct HTML returned 403.

Publisher sources
Business Loans | COIC
https://www.coic.org/loans/
Captured evidence SHA-256: f5a1dcc511a7d802c772e7ac8cfee32fc67a8a927de9c4f012a2e71301848e62

This is a preparation guide. Submit the application directly to the responsible provider. This navigator does not submit applications or decide eligibility.

Start here
Start with your bank; contact COIC if it cannot provide the needed financing.

Where and how to submit
Read the linked publisher instructions to confirm the receiving office, accepted submission method and current forms. This page has not separately verified those details. A county filter does not decide the correct court or filing location.
https://www.coic.org/loans/

What will it cost?
A program-specific cost explanation has not been verified. Ask the provider whether this route has any fees, required contribution or repayment terms, and what cost assistance is available.

After submission
Keep a copy of what you send and its confirmation or receipt. Ask the receiving office how to track it, when to expect a response and how it will request missing information. These follow-up details have not been separately verified for this route.

Corrections, denials and appeals
Read any returned filing, correction request or denial notice promptly. Ask the responsible office for the correction, review or appeal instructions and the deadline that applies to your notice. This guide does not verify a route-specific appeal process.

Language, disability and offline help
Ask the receiving office about language assistance, disability accommodations and an alternative to online submission. Available options have not been separately verified for this route.