Challenge exempt property in a DOR garnishment Money & Debt Oregon preparation and procedure guide Source review: 2026-10-11 Scope: Shared Oregon or applicable federal procedure; confirm local requirements Use the exemption-challenge process for garnishments issued by Oregon DOR, including some other-agency debts. Who this route is for Recipients of a DOR Notice of Garnishment who believe protected wages, money or property was taken. Timing and notices DOR’s page states 120 days from receiving the notice for wages or salary and 30 days for other exempt money or property. Verify the notice and use the correct category. Prepare (conditional documents may have alternatives) [ ] Notice of Garnishment and date received [ ] Challenge to Garnishment form [ ] Pay statements or bank records [ ] Proof of the source of claimed exempt funds [ ] Related DOR account or debt identifiers How to proceed 1. Confirm DOR issued the notice and read its exemption list and challenge instructions. 2. Identify the wages, money or property claimed exempt and gather proof of its source. 3. Submit the challenge through Revenue Online or use the challenge form supplied with the notice. 4. Keep submission proof and read DOR’s response for approval, partial approval or further appeal instructions. Open DOR garnishment challenge instructions: https://www.oregon.gov/dor/programs/Collections/Pages/Garnishments.aspx Limits: This challenges exempt property, not whether the underlying debt is valid. DOR tax and other-agency accounts have different protections; do not apply this guide to every private garnishment. Publisher sources Oregon Department of Revenue : Garnishments : Collections : State of Oregon https://www.oregon.gov/dor/programs/Collections/Pages/Garnishments.aspx Evidence type: publisher-html-snapshot SHA-256: 81beccc8436ead239fea71d0a17579c37ad296cc00e251a9194f5995622f5844 This site helps you prepare. It does not submit filings, calculate personal deadlines, decide eligibility or replace professional review. A complaint or help request does not pause another case or deadline. Start here Confirm the issuer is Oregon DOR. Gather the Notice of Garnishment, receipt date and proof that the seized wages, money or property are exempt. Where and how to submit Submit a Challenge to Garnishment through Revenue Online at https://revenueonline.dor.oregon.gov/, or mail/deliver the form included with your notice using that notice's instructions. DOR's stated limits run from receipt: 120 days for wages/salary and 30 days for other exempt money/property. https://www.oregon.gov/dor/programs/Collections/Pages/Garnishments.aspx What will it cost? Fees and fee-waiver eligibility have not been separately verified for this route. Check the current provider instructions. For a court filing, ask the court about its fee-waiver or deferral forms. After submission Keep submission proof. Read DOR's approval, partial approval or denial. For denial, DOR states a hearing request is due within 90 days after receiving the Challenge to Garnishment Response-Denial notice; use that notice's instructions. Corrections, denials and appeals This challenges exempt property, not debt validity. If DOR has not responded within 14 days of receipt, contact DOR; its page says it concedes the challenge in that circumstance. Financial hardship may support a separate modification request. Language, disability and offline help Individual tax debts: 503-945-8200. Other Agency Accounts: 503-945-8199 or 877-222-2346. DOR accepts relay calls, offers Spanish assistance and links an ADA accommodation request. Additional workflow sources (reviewed 2026-10-11) Oregon DOR Garnishments: challenges, hearing requests and contacts https://www.oregon.gov/dor/programs/Collections/Pages/Garnishments.aspx SHA-256: 508e0082b6c6be6dc71883b9e9f9fe5fef0da7a187fc7fd20cbad61cad8bb4e5 Oregon Revenue Online https://revenueonline.dor.oregon.gov/ SHA-256: 47fe413cdb07d095fcd55c1b4d25d6d745c5add5aa1caefb7e7622ce8f6ab108